Loan pre-approval, payroll deduction, phone-a-loan solution, on the web applications and competitive rates of interest make TFCU the area to fund your entire automobile requirements.

Loan pre-approval, payroll deduction, phone-a-loan solution, on the web applications and competitive rates of interest make TFCU the area to fund your entire automobile requirements.

New Automotive Loans function:

  • Repayment terms as much as 96 months
  • As much as 60 months, minimum loan $5,000
  • For 61 to 72 thirty days term, minimal loan is $10,000
  • For 73 to 84 thirty days term, minimal loan is $20,000
  • For 85 to 96 term that is month minimal loan is $30,000
  • To qualify as brand new, automobile should be model that is current or 1 previous model 12 months, untitled (no previous owner), with significantly less than 5,000 miles. Relates to acquisitions from brand new vehicle dealers only.
  • The maximum financing available is going to be decided by the credit rating for the applicant.
  • The purchase cost may perhaps maybe perhaps not meet or exceed MSRP/NADA Retail plus sales taxation and warranty.
  • Cars with commercial dishes can not be financed as being a customer brand New car finance.
  • TFCU will not fund autos that are new from dealers positioned outside the 50 usa.
  • TFCU will not fund automobile financing with rebuilt or salvaged titles.
  • TFCU will not fund cars bought at auction or from wholesale dealers as a customer brand brand New car loan.
  • TFCU doesn’t fund cars for livery; must be use that is personal.
  • Warranty purchase available
  • GAP Insurance purchase available.
  • Minimal re re payment “balloon” funding available – regards to 24, 36, 48, or 60 months and at the mercy of ALG access.

Used Auto Loans function:

  • Repayment terms as much as 84 months
  • Up to 60 thirty days term, minimal loan is $5,000, maximum car age is 7 model years (including model year that is current
  • As much as 61 to 72 thirty days term, minimal loan is $10,000, maximum vehicle age is 4 model years (including model year that is current
  • As much as 73 to 84 thirty days term, minimal loan is $20,000, maximum vehicle age is 4 model years (including present model 12 months)
  • Minimal re payment “balloon” funding available – regards to 24, 36, 48, or 60 months, at the mercy of automobile age limitations and ALG access.
  • Cars with commercial plates may not be financed as a customer applied Auto Loan.
  • TFCU doesn’t fund utilized autos bought from dealers positioned not in the 50 united states of america.
  • TFCU will not fund automotive loans with rebuilt or salvaged titles.
  • TFCU will not fund cars bought at auction or from wholesale dealers as being a customer applied car loan.
  • TFCU will not fund cars for livery; must be individual only use.
  • Extended warranty purchase available
  • GAP Insurance purchase available.

New and Used Car Refinances

  • Will need to have a minimum of a couple of years staying regarding the term that is original.
  • Cannot surpass current term of loan being refinanced
  • Brand brand New and Used automobile prices apply, depending on summary of name and initial purchase contract / loan contract.
  • To qualify as an innovative new car refinance, the car must certanly be current or 1 previous model yr old, have now been purchased as brand new, therefore the refinance needs to be finished within year for the initial purchase date.
  • Maybe Not entitled to sale or marketing prices
  • Automobiles with commercial dishes is not refinanced as being a Consumer Auto Loan.
  • Automobiles with rebuilt or salvaged titles aren’t able to be refinanced as a Consumer Auto Loan.
  • TFCU will not fund cars for livery; must be use that is personal.

To learn more, check out some of our conveniently situated branches, or call (631) 698-7000, expansion 6790.

All prices and terms are susceptible to alter without warning.

Featured Prices

New car, Trucks APR*
12 to 60 months 3.09%
61-72 months 3.49%
73-84 months 4.49%
85-96 months 4.99%

See All

*APR = Annual Percentage superpawn Rate. All prices are susceptible to alter with no warning.

61-72 Mo. Minimal Loan $10,000 73-84 Mo. Minimal Loan $20,000 85-96 Mo. Minimal Loan $30,000

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